NGPF Podcast: NGPF Payback Problem Nationwide Winners Caleigh Hurley and Dhruv Bansal


Every fall, the NGPF Payback Problem gives college students throughout the nation with the chance to earn $70,000 in school scholarships. This week, you’ll hear from our two Nationwide Winners, Caleigh Hurley of Brighton Excessive College (MI) and Dhruv Bansal of De Pere Excessive College (WI) who took inventive approaches with their submissions. They’ll share what they discovered from the NGPF Arcade recreation, PAYBACK, and the way it has influenced their school plans sooner or later. 


  • 0:00~1:34 Introduction

  • 1:34~11:42 Caleigh Hurley of Brighton Excessive College (Brighton, MI)

    • 1:34~3:08 Caleigh’s background

    • 3:08~4:10 Expertise making use of to varsity

    • 4:10~5:31 Taking a private finance class

    • 5:31~5:54 What’s essential with regards to investing?

    • 5:54~8:03 Enjoying Payback

    • 8:03~11:42 Writing a poem for the Payback Problem

  • 11:42~12:27 A phrase from NGPF

  • 12:27~21:57 Dhruv Bansal of De Pere Excessive College (De Pere, WI)

    • 12:27~13:12 Druv’s background 

    • 13:12~14:19 Deciding to take a private finance school

    • 14:19~15:37 Favourite private finance classes

    • 15:37~16:46 Having a part-time job

    • 16:46~19:08 Enjoying Payback

    • 19:08~20:59 Making a video for the Payback Problem

    • 20:59~21:57 Future plans of making use of to varsity

  • 21:57~ 23:03 Conclusion



  • “As the sport places it you’re not going to have the ability to undergo the sport, however in life, you gained’t make it by means of your education in case you don’t preserve a superb stability.” -Caleigh  
  • “The sport mainly reinforces the concept that it is these small day-to-day choices you make that actually add up.” -Dhruv


In regards to the Authors

Tim Ranzetta

Tim’s saving habits began at seven when a neighbor with a damaged hip gave him a canine strolling job. Her restoration, which took nearly a 12 months, resulted in Tim attending to know the financial institution tellers fairly properly (and accumulating a financial savings account stability of over $300!). His current entrepreneurial adventures have included driving a shredding truck, analyzing govt compensation packages for Fortune 500 firms and serving to households make higher school financing choices. After volunteering in 2010 to create and train a private finance program at Eastside School Prep in East Palo Alto, Tim noticed firsthand the impression of an attractive and activity-based curriculum, which impressed him to start out a brand new non-profit, Subsequent Gen Private Finance.

Ren Makino

Ren has been working part-time at NGPF since 2014, interning by means of highschool and school. Along with his data rising alongside NGPF, after graduating from school in 2020, he joined the crew to work full time with a give attention to trainer onboarding. He’s additionally the editor of the NGPF podcast and makes certain it’s accessible to lecturers on iTunes, Stitcher, and Google Play Music. Throughout his free time, he likes to check out coffees from totally different roasters the world over and check out new brewing strategies, though private finance gurus are inclined to warning in opposition to shopping for a cup of joe.


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